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M. Kabir Hassan, Aishath Muneeza, Muhammad Mostofa Hossain

Hire Purchase Under Shirkah al-Milk (HPSM) in Islamic Banking and Finance

HPSM is a modern financial contract that comprises shirkah (partnership), ijarah (lease), and sale contracts. In the HPSM contract, ownership of the asset is jointly held by the bank and the client. The c…

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